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Obamacare Health Care Reform and the Affordable Care Act can lower your costs on Health Insurance Coverage

Under Obamacare Health Care Reform or the Affordable Care Act, you can Get Lower Cost on your premiums depending on your annual income and out of pocket costs when you apply for insurance.

If you feel overwhelmed about understanding all the information relating Obamacare or the Health Care Reform Act, give us a call and we can help you apply and choose among different Health Care Insurance Plans available for El Paso, Texas and New Mexico.

Why I (and my Family) need Health Insurance?

Nobody can foretell at what time they might fall prey to some sort of Sickness or Disease, thus it is necessary to be prepared financially to take care of medical needs. Health Insurance effectively covers these expenses and Saves You from Stress and Financial Losses.

How can I get Health Insurance if I’m self-employed in El Paso?

If you have your own business but no employees then you are not considered as an employer. You can enroll for Family or Individual Health Insurance and find out which benefits you are entitled by enrolling in Obamacare Health Insurance.

If unemployed, what health coverage choices do I have?

If you are facing unemployment than depending on your income you can apply for Medicaid, the Children's Health Insurance Program or low cost health insurance. Your choices are based on the household income you get. It is not your employment status but your household size and income that decide the Health Insurance choices you qualify for and the degree of help you will receive for paying the coverage.

What preventive care benefits does Obamacare include in El Paso?

Preventive Services most Health Plans include are shots and screening tests for free.

What is Medicaid?

Medicaid entitles you to free or cost effective health coverage depending on your annual income. It provides assistance to millions of Americans with low incomes or disabilities. Eligibility depends on the income and family size. New rules in 2014, enables those who could not qualify before may try again.

If I have a pre-existing health condition will I be denied Coverage?

Most of the health plans from 2014 cannot deny coverage or charge you more because of a pre-existing health condition.

Will I face any problems if I'm an expecting mother or plan to get pregnant?

If uninsured and pregnant then you might be rejected, charged a higher premium or exempted from certain benefits until 2014. Until then you can apply for Medicaid and CHIP.

Is my child eligible for the Children's Health Insurance Program (CHIP)?

Through the new Health Care Reform and the Affordable Care Act your child may also qualify for coverage for Health Coverage under the Children’s Health Insurance Program. Eligibility depends on the income and household size. Families with incomes too high for Medicaid and too low for private insurance can apply for it.

BYGA Health Care Insurance your best source of information about Obamacare Health Insurance and the Affordable Care Act in El Paso Texas and New Mexico.